Business Funding Solutions

A working capital loan provides immediate liquidity to cover the day-to-day costs of running your business. Whether you need to bridge a seasonal gap, cover payroll during a slow stretch, restock inventory ahead of a busy season, or fund an unexpected operational expense, working capital financing gives you the runway to keep moving without interruption.

At Tejas Investments, our working capital program is designed for businesses that are operating but need a capital injection to maintain or accelerate momentum. We evaluate your business performance holistically — not just credit scores — and structure terms around your actual cash flow cycle.

Funding amounts from $10,000 to $500,000. Terms from 3 to 18 months. Fixed payment structure so you know exactly what you owe.

Revenue-based financing provides capital in exchange for a percentage of your future revenue until the agreed-upon amount is repaid. Unlike fixed-payment loans, repayment flexes with your business — during a strong month you pay more and retire the balance faster; during a slower period, your payment decreases proportionally, preserving your cash flow.

This program is particularly well-suited for businesses with cyclical revenue patterns — retail, e-commerce, restaurants, service businesses, and contractors whose income fluctuates with seasons or project pipelines. The cost of capital is known upfront as a fixed factor rate, with no hidden fees.

Funding from $25,000 to $750,000. Factor rates from 1.15 to 1.45 based on business performance. Repayment via daily or weekly ACH remittance.

Equipment financing allows your business to acquire the machinery, vehicles, technology, and tools essential to your operations — without tying up your working capital or depleting cash reserves. The equipment itself serves as collateral, which typically enables more favorable terms and faster approval compared to unsecured financing options.

We finance new and used equipment across a wide range of industries: construction, manufacturing, transportation, food service, healthcare, and more. Whether you are adding a piece of heavy equipment, upgrading your fleet, or outfitting a new facility, Tejas structures the financing around the useful life of the asset and your business cash flow.

Financing from $5,000 to $2,000,000. Terms from 12 to 72 months. Financing available for new and pre-owned equipment. Soft costs (shipping, installation) can often be bundled.

A business line of credit is the most flexible form of financing available — a revolving facility that you draw from as needed and repay on your own schedule (subject to minimum payment requirements). Unlike a term loan, you only pay interest on the capital you actually use. Repay the balance and the full credit line becomes available again.

Tejas's business line of credit is ideal for businesses that need ongoing access to capital to manage cash flow, respond to opportunities, or handle irregular expenses — without the rigidity of a fixed-term loan. It functions like a financial backstop that gives your business confidence and flexibility in its daily operations and strategic decisions.

Credit lines from $25,000 to $500,000. Draw as needed; repay and reuse. Interest assessed only on the drawn balance. Annual renewal with ongoing relationship review.